Description: The purpose of this paper is to trace the change in Canadian company expenses, comparing the six postwar years 1946 to 1951 with the prewar year 1939. Includes costs per policy and as percentage of premium, and also compares to expected costs. Expenses by company size are also shown.

Description: The purpose of this paper was to examine the job and compensation of the ordinary life insurance agent in relation to commissions and expense regulation and to examine how well the industry responds to customer needs, and consider how the system might be changed. The paper establishes some criteria for evaluating appropriateness of systems of both agent compensation and expense regulation. The paper is followed by submitted discussion papers

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Digest of Smaller Company Forum’ presentation discusses changes in office methods made or contemplated by smaller insurance companies to control costs, including use of electronic machinery, simplification of policies and policy issue, and changes in underwriting rules, e.g. nonmedical.

Description: This discussion looks at expense rates, inflation, and its effect on premiums. Also discussed are the issues that insurance companies may face as a result of the threat of severe manpower shortages.

Description: Several of the insurance problems discussed are far short of a final definitive solution - the objective is rather to suggest some coherent patterns for developing effective practical methods of cost analysis. Problems are considered in the areas of company policy and practices, operational cost control, and premium and dividend calculations.

Description: This is a discussion on expenses and how expense analysis affects dividends and premiums. What is the effect of electronic data processing on expenses. From Transactions of Society of Actuaries 1960, Vol. 12, No. 33.

Description: This is the discussion of the paper by Arthur Pedoe, 'The Trend of Life Insurance Company Expenses'. An alternative method for comparing expenses among companies is provided.

Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss a variety of topics, such as the use of sampling techniques and quality control in actuarial work, and administrative measures taken to reduce expenses on small Ordinary policies. The discussion also looked at what the Society of Actuaries and local actuarial clubs should do, at the secondary school or college level, to increase the number of college graduates entering the actuarial field.

Description: This discussion focuses on methods used for classifying and analyzing expenses, and explores new accounting and office procedures. From Transactions of Society of Actuaries 1950, Vol. 2, No. 3.

Description: This discussion presents the following questions: Have any simplified approaches in measuring and controlling expenses of life insurance companies proved practical? What are the current trends in expense rates? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.